Category Archives: Debt
How to report debt collection abuse online?
You can report most collection agency harassment right online. It is best if you have the dates and times and know exactly what they said or did. To report them for harassment it does not matter if they broke the law. All that matters is that you were uncomfortable with how they treated you. Federal … Continue reading
Collection Agency Abuses
What are the things which comes under the collection agency abuses? While it may be impossible to describe every type of abuse I have highlighted some of the easy ones to identify. If a collection agency has done any of these things to you make sure you report them. Treated you in a Disrespectful way. … Continue reading
Debt collection Legal Glossary – Courts of General Jurisdiction and Limited Jurisdiction
Abrogate – To repeal or cancel an old law using another law or constitutional power. Abstract – A summary of what a court or government agency does. Abstract of Judgment – Summary of the court’s final decision. Can be used as a lien if you file it with the county recorder. Abstract of Title – … Continue reading
How to Get out of debt and buy your own home?
Here is some very important tips and strategies will help you to pay off your personal debts, so you can jump off the rental roundabout and buy your own home 1. Consolidate If you’re having trouble repaying a myriad of debts, a consolidation loan may your best bet. According to Australian Debt Reduction, one of … Continue reading
Credit Consolidation Loans To Pay Off Credit Cards
Consumers who are struggling under the weight of credit card debt often are looking to options like credit consolidation loans as a way to pay off these credit card debts, but some advisers are warning consumers to take caution and determine whether erasing their credit card debt through debt consolidation is the best route for … Continue reading
Free Debt Analysis within 30 Seconds!
There is a wonderful website which offers FREE debt analysis for just 30 seconds for you. They claims that they are in to this business for so many years, with written guarantee and 100% confidential and save up to 70% of your unsecured debt. They are also providing an online chat help for your questions. … Continue reading
Fair Debt Collection Practices Act – Download.
Now you can download the Fair Debt Collection Practices Act. This is in PDF format. Here is the link : http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf Related Posts:Fair Debt Collection Practices ActThe Top Four Dont’s of collection agent/agency.What practices are off limits for debt collectors?
Laws of Debt collection
Many people were asking questions like Do debt collectors have to follow any law? Definetly YES! Thee federal Fair Debt Collection Practices Act (FDCPA), 15 USC §1692-1692o, says collectors cannot use abusive and deceptive practices. in addition to the federal law, many states have adopted laws that provide more protection against abusive collection practices. For … Continue reading
What is a debt market?
The debt market is any market situation where trading debt instruments take place. Examples of debt instruments include mortgages, promissory notes, bonds, and Certificates of Deposit. A debt market establishes a structured environment where these types of debt can be traded with ease between interested parties. The debt market often goes by other names, based … Continue reading
Fair Debt Collection Practices Act
Fair Debt Collection Practices Act introduced to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information’s accuracy. The Act creates guidelines under which debt collectors may conduct business, defines … Continue reading
The Truth about Debt Relief Services – Video
The truth about debt relief services, watch the video Related Posts:No Related Post(s) Found
Debt Collection – Know Your Rights
Know your rights with the debt collection. Watch this video. Eileen Harrington, Bureau of Consumer Protection – Deputy Director explaining your rights with debt collection. Related Posts:How to report debt collection abuse online? Fair Debt Collection Practices ActDebt collection agency – YWhat practices are off limits for debt collectors?How to stop a debt collector from … Continue reading